Sunday 8 March 2015

Magic of wealth creation by Monthly Systematic Investing - Easy and Definate

Magic of Monthly systematic investing is the best way to create wealth in either short term or medium term or long term. See the chart below to understand more about how saving monthly with higher amount for higher period of time with higher returns creates huge wealth.

Goals / Wealth Creation
Amount Invested (Per Month)
No. Of Years
No of
Months
Total Amount Invested
Returns Expected
Future Value
Approx. Maturity Value
Short Term Goals
10000
5
60
600000
8%
739,667
7.4 Lakhs
Medium Term Goals
10000
10
120
1200000
10%
2,065,520
20 Lakhs
Long Term Goals
10000
15
180
1800000
12%
5,045,760
50 Lakhs
Long Term Goals
10000
20
240
2400000
14%
13,163,463
1.31 Crore
Benefit of Starting Early & Creating Big Wealth
10000
25
300
3000000
15%
32,840,737
3.28 Crore
Benefit of Starting Early & Creating Big Wealth
10000
30
360
3600000
16%
88,704,758
8.87 Crore
Benefit of Starting Early & Creating Big Wealth
10000
35
420
4200000
18%
350,974,877
35 Crore
Benefit of Starting Early & Creating Big Wealth
10000
40
480
4800000
20%
1,701,746,275
170 Crore
Goals / Wealth Creation
Amount Invested (Per Month)
No. Of Years
No of Months
Total Amount Invested
Returns Expected
Future Value
Approx. Maturity Value
Short Term Goals
25000
5
60
1500000
8%
1,849,168
18 Lakhs
Medium Term Goals
25000
10
120
3000000
10%
5,163,801
51 Lakhs
Long Term Goals
25000
15
180
4500000
12%
12,614,400
1.26 Crore
Long Term Goals
25000
20
240
6000000
14%
32,908,657
3.29 Crore
Benefit of Starting Early & Creating Big Wealth
25000
25
300
7500000
15%
82,101,843
8.21 Crore
Benefit of Starting Early & Creating Big Wealth
25000
30
360
9000000
16%
221,761,895
22.17 Crore
Benefit of Starting Early & Creating Big Wealth
25000
35
420
10500000
18%
877,437,192
81.74 Crore
Benefit of Starting Early & Creating Big Wealth
25000
40
480
12000000
20%
4,254,365,689
425 Crore
Goals / Wealth Creation
Amount Invested (Per Month)
No. Of Years
No of Months
Total Amount Invested
Returns Expected
Future Value
Approx. Maturity Value
Short Term Goals
50000
5
60
3000000
8%
3,698,335
37 Lakhs
Medium Term Goals
50000
10
120
6000000
10%
10,327,601
1.03 Crore
Long Term Goals
50000
15
180
9000000
12%
25,228,800
2.52Crore
Long Term Goals
50000
20
240
12000000
14%
65,817,314
6.58 Crore
Benefit of Starting Early & Creating Big Wealth
50000
25
300
15000000
15%
164,203,687
16.42 Crore
Benefit of Starting Early & Creating Big Wealth
50000
30
360
18000000
16%
443,523,791
44.35 Crore
Benefit of Starting Early & Creating Big Wealth
50000
35
420
21000000
18%
1,754,874,384
175.48 Crore
Benefit of Starting Early & Creating Big Wealth
50000
40
480
24000000
20%
8,508,731,377
850.87 Crore
Goals / Wealth Creation
Amount Invested (Per Month)
No. Of Years
No of Months
Total Amount Invested
Returns Expected
Future Value
Approx. Maturity Value
Short Term Goals
100000
5
60
6000000
8%
7,396,670
74 Lakhs
Medium Term Goals
100000
10
120
12000000
10%
20,655,202
2.06 Crore
Long Term Goals
100000
15
180
18000000
12%
50,457,600
5.04 Crore
Long Term Goals
100000
20
240
24000000
14%
131,634,628
13.16 Crore
Benefit of Starting Early & Creating Big Wealth
100000
25
300
30000000
15%
328,407,374
32.84 Crore
Benefit of Starting Early & Creating Big Wealth
100000
30
360
36000000
16%
887,047,582
88.70 Crore
Benefit of Starting Early & Creating Big Wealth
100000
35
420
42000000
18%
3,509,748,767
351  Crore
Benefit of Starting Early & Creating Big Wealth
100000
40
480
48000000
20%
17,017,462,755
1701 Crore


The above table gives following learning for all investors:

1- Start Investing early in life.
2- Start Investing higher amounts as per best of your capacities.
3- Start Investing Monthly or with higher frequency i.e fortnightly, weekly or daily without breaking your investments in full decided term.
4- Keep Investing for long period of times i.e -5/10/15/20/25/30/35/40 years.
5- Keep Investing for higher returns and higher frequency of compounding returns during the entire term of investments
6- Expect Higher returns as you invest for more and more number of years / months. 
7- In long term investments your chances of maximising returns goes up and minimises the chances of losses or less returns
8- Big Wealth follows as you follow above 7 rules as an investor
9- "Compounding is 8th wonder of world" remember this always.
10- Creating wealth becomes very easy with discipline and rules of Systematic Investments.


Thanks and Regards

Manish Kumar Pandey
Fern Wealth Advisors Private Limited
www.fernwealth.com
Navi Mumbai
#fernwealthadvisors@gmail.com
# +91-9830040603



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