Magic of Monthly systematic investing is the best way to create wealth in either short term or medium term or long term. See the chart below to understand more about how saving monthly with higher amount for higher period of time with higher returns creates huge wealth.
The above table gives following learning for all investors:
1- Start Investing early in life.
2- Start Investing higher amounts as per best of your capacities.
3- Start Investing Monthly or with higher frequency i.e fortnightly, weekly or daily without breaking your investments in full decided term.
4- Keep Investing for long period of times i.e -5/10/15/20/25/30/35/40 years.
5- Keep Investing for higher returns and higher frequency of compounding returns during the entire term of investments
6- Expect Higher returns as you invest for more and more number of years / months.
7- In long term investments your chances of maximising returns goes up and minimises the chances of losses or less returns
8- Big Wealth follows as you follow above 7 rules as an investor
9- "Compounding is 8th wonder of world" remember this always.
10- Creating wealth becomes very easy with discipline and rules of Systematic Investments.
Thanks and Regards
Manish Kumar Pandey
Fern Wealth Advisors Private Limited
www.fernwealth.com
Navi Mumbai
#fernwealthadvisors@gmail.com
# +91-9830040603
Goals / Wealth Creation
|
Amount Invested (Per Month)
|
No. Of Years
|
No of
Months
|
Total Amount Invested
|
Returns Expected
|
Future Value
|
Approx. Maturity Value
|
Short Term Goals
|
10000
|
5
|
60
|
600000
|
8%
|
739,667
|
7.4 Lakhs
|
Medium Term Goals
|
10000
|
10
|
120
|
1200000
|
10%
|
2,065,520
|
20 Lakhs
|
Long Term Goals
|
10000
|
15
|
180
|
1800000
|
12%
|
5,045,760
|
50 Lakhs
|
Long Term Goals
|
10000
|
20
|
240
|
2400000
|
14%
|
13,163,463
|
1.31 Crore
|
Benefit of Starting Early & Creating Big Wealth
|
10000
|
25
|
300
|
3000000
|
15%
|
32,840,737
|
3.28 Crore
|
Benefit of Starting Early & Creating Big Wealth
|
10000
|
30
|
360
|
3600000
|
16%
|
88,704,758
|
8.87 Crore
|
Benefit of Starting Early & Creating Big Wealth
|
10000
|
35
|
420
|
4200000
|
18%
|
350,974,877
|
35 Crore
|
Benefit of Starting Early & Creating Big Wealth
|
10000
|
40
|
480
|
4800000
|
20%
|
1,701,746,275
|
170 Crore
|
Goals / Wealth Creation
|
Amount Invested (Per Month)
|
No. Of Years
|
No of Months
|
Total Amount Invested
|
Returns Expected
|
Future Value
|
Approx. Maturity Value
|
Short Term Goals
|
25000
|
5
|
60
|
1500000
|
8%
|
1,849,168
|
18 Lakhs
|
Medium Term Goals
|
25000
|
10
|
120
|
3000000
|
10%
|
5,163,801
|
51 Lakhs
|
Long Term Goals
|
25000
|
15
|
180
|
4500000
|
12%
|
12,614,400
|
1.26 Crore
|
Long Term Goals
|
25000
|
20
|
240
|
6000000
|
14%
|
32,908,657
|
3.29 Crore
|
Benefit of Starting Early & Creating Big Wealth
|
25000
|
25
|
300
|
7500000
|
15%
|
82,101,843
|
8.21 Crore
|
Benefit of Starting Early & Creating Big Wealth
|
25000
|
30
|
360
|
9000000
|
16%
|
221,761,895
|
22.17 Crore
|
Benefit of Starting Early & Creating Big Wealth
|
25000
|
35
|
420
|
10500000
|
18%
|
877,437,192
|
81.74 Crore
|
Benefit of Starting Early & Creating Big Wealth
|
25000
|
40
|
480
|
12000000
|
20%
|
4,254,365,689
|
425 Crore
|
Goals / Wealth Creation
|
Amount Invested (Per Month)
|
No. Of Years
|
No of Months
|
Total Amount Invested
|
Returns Expected
|
Future Value
|
Approx. Maturity Value
|
Short Term Goals
|
50000
|
5
|
60
|
3000000
|
8%
|
3,698,335
|
37 Lakhs
|
Medium Term Goals
|
50000
|
10
|
120
|
6000000
|
10%
|
10,327,601
|
1.03 Crore
|
Long Term Goals
|
50000
|
15
|
180
|
9000000
|
12%
|
25,228,800
|
2.52Crore
|
Long Term Goals
|
50000
|
20
|
240
|
12000000
|
14%
|
65,817,314
|
6.58 Crore
|
Benefit of Starting Early & Creating Big Wealth
|
50000
|
25
|
300
|
15000000
|
15%
|
164,203,687
|
16.42 Crore
|
Benefit of Starting Early & Creating Big Wealth
|
50000
|
30
|
360
|
18000000
|
16%
|
443,523,791
|
44.35 Crore
|
Benefit of Starting Early & Creating Big Wealth
|
50000
|
35
|
420
|
21000000
|
18%
|
1,754,874,384
|
175.48 Crore
|
Benefit of Starting Early & Creating Big Wealth
|
50000
|
40
|
480
|
24000000
|
20%
|
8,508,731,377
|
850.87 Crore
|
Goals / Wealth Creation
|
Amount Invested (Per Month)
|
No. Of Years
|
No of Months
|
Total Amount Invested
|
Returns Expected
|
Future Value
|
Approx. Maturity Value
|
Short Term Goals
|
100000
|
5
|
60
|
6000000
|
8%
|
7,396,670
|
74 Lakhs
|
Medium Term Goals
|
100000
|
10
|
120
|
12000000
|
10%
|
20,655,202
|
2.06 Crore
|
Long Term Goals
|
100000
|
15
|
180
|
18000000
|
12%
|
50,457,600
|
5.04 Crore
|
Long Term Goals
|
100000
|
20
|
240
|
24000000
|
14%
|
131,634,628
|
13.16 Crore
|
Benefit of Starting Early & Creating Big Wealth
|
100000
|
25
|
300
|
30000000
|
15%
|
328,407,374
|
32.84 Crore
|
Benefit of Starting Early & Creating Big Wealth
|
100000
|
30
|
360
|
36000000
|
16%
|
887,047,582
|
88.70 Crore
|
Benefit of Starting Early & Creating Big Wealth
|
100000
|
35
|
420
|
42000000
|
18%
|
3,509,748,767
|
351 Crore
|
Benefit of Starting Early & Creating Big Wealth
|
100000
|
40
|
480
|
48000000
|
20%
|
17,017,462,755
|
1701 Crore
|